Cybersecurity Insurance Solutions

Install Required Libraries

First, install the necessary libraries via pip:

bashCopy codepip install flask flask-sqlalchemy flask-login flask-wtf
  • Flask-SQLAlchemy: For database management.
  • Flask-WTF: For form handling.
  • Flask-Login: For user authentication.

Step 2: Define the Database Models

We need three models for this application:

  1. User: To store user information.
  2. CybersecurityAssessment: To store the results of cybersecurity assessments.
  3. CybersecurityInsurancePolicy: To store the insurance policy details and discounts.

models.py

pythonCopy codefrom flask_sqlalchemy import SQLAlchemy
from datetime import datetime

db = SQLAlchemy()

# User model
class User(db.Model):
id = db.Column(db.Integer, primary_key=True)
username = db.Column(db.String(100), unique=True, nullable=False)
email = db.Column(db.String(120), unique=True, nullable=False)
password_hash = db.Column(db.String(128), nullable=False)
assessments = db.relationship('CybersecurityAssessment', backref='user', lazy=True)
policy = db.relationship('CybersecurityInsurancePolicy', backref='user', uselist=False)
def __repr__(self):
    return f'<User {self.username}>'
# Cybersecurity Assessment model class CybersecurityAssessment(db.Model):
id = db.Column(db.Integer, primary_key=True)
score = db.Column(db.Integer, nullable=False)  # Risk assessment score (e.g., 0-100)
date = db.Column(db.DateTime, default=datetime.utcnow)
user_id = db.Column(db.Integer, db.ForeignKey('user.id'), nullable=False)
def __repr__(self):
    return f'<CybersecurityAssessment {self.score}>'
# Cybersecurity Insurance Policy model class CybersecurityInsurancePolicy(db.Model):
id = db.Column(db.Integer, primary_key=True)
premium = db.Column(db.Float, nullable=False)  # Insurance premium amount
discount_percentage = db.Column(db.Float, nullable=False)  # Discount based on cybersecurity score
user_id = db.Column(db.Integer, db.ForeignKey('user.id'), nullable=False)
def __repr__(self):
    return f'<CybersecurityInsurancePolicy {self.premium}>'

Step 3: Flask Application Setup

Now we’ll set up the Flask application with routes for user registration, login, cybersecurity assessments, and insurance policy calculation.

app.py

pythonCopy codefrom flask import Flask, render_template, redirect, url_for, request, flash
from flask_sqlalchemy import SQLAlchemy
from flask_login import LoginManager, UserMixin, login_user, login_required, logout_user, current_user
from flask_wtf import FlaskForm
from wtforms import StringField, PasswordField, SubmitField, FloatField
from wtforms.validators import DataRequired, Email, EqualTo
from models import db, User, CybersecurityAssessment, CybersecurityInsurancePolicy
import random
from datetime import datetime

app = Flask(__name__)
app.config['SECRET_KEY'] = 'secret!'
app.config['SQLALCHEMY_DATABASE_URI'] = 'sqlite:///cybersecurity_insurance.db'
db.init_app(app)

login_manager = LoginManager(app)
login_manager.login_view = 'login'

# User loader for Flask-Login
@login_manager.user_loader
def load_user(user_id):
return User.query.get(int(user_id))
# Forms class RegistrationForm(FlaskForm):
username = StringField('Username', validators=[DataRequired()])
email = StringField('Email', validators=[DataRequired(), Email()])
password = PasswordField('Password', validators=[DataRequired()])
confirm_password = PasswordField('Confirm Password', validators=[DataRequired(), EqualTo('password')])
submit = SubmitField('Register')
class LoginForm(FlaskForm):
email = StringField('Email', validators=[DataRequired(), Email()])
password = PasswordField('Password', validators=[DataRequired()])
submit = SubmitField('Login')
class AssessmentForm(FlaskForm):
submit = SubmitField('Perform Cybersecurity Assessment')
# Routes @app.route('/') def index():
return render_template('index.html')
@app.route('/register', methods=['GET', 'POST']) def register():
form = RegistrationForm()
if form.validate_on_submit():
    user = User(username=form.username.data, email=form.email.data, password_hash=form.password.data)
    db.session.add(user)
    db.session.commit()
    flash('Your account has been created!', 'success')
    return redirect(url_for('login'))
return render_template('register.html', form=form)
@app.route('/login', methods=['GET', 'POST']) def login():
form = LoginForm()
if form.validate_on_submit():
    user = User.query.filter_by(email=form.email.data).first()
    if user and user.password_hash == form.password.data:  # In production, use hashed passwords
        login_user(user)
        return redirect(url_for('dashboard'))
    flash('Login failed. Check your email and/or password.', 'danger')
return render_template('login.html', form=form)
@app.route('/dashboard') @login_required def dashboard():
# Fetch the user's cybersecurity assessments and insurance policy
assessments = CybersecurityAssessment.query.filter_by(user_id=current_user.id).all()
policy = CybersecurityInsurancePolicy.query.filter_by(user_id=current_user.id).first()
form = AssessmentForm()
return render_template('dashboard.html', assessments=assessments, policy=policy, form=form)
@app.route('/perform_assessment', methods=['POST']) @login_required def perform_assessment():
# Simulate a cybersecurity assessment (random risk score)
score = random.randint(0, 100)  # Score from 0 to 100
assessment = CybersecurityAssessment(score=score, user_id=current_user.id)
db.session.add(assessment)
db.session.commit()
# Calculate insurance policy discount based on score
if score >= 80:
    discount_percentage = 20
elif score >= 60:
    discount_percentage = 10
else:
    discount_percentage = 0
# Calculate premium based on the discount
base_premium = 1000  # Base premium amount
discounted_premium = base_premium * (1 - discount_percentage / 100)
# Store the insurance policy
policy = CybersecurityInsurancePolicy(
    premium=discounted_premium,
    discount_percentage=discount_percentage,
    user_id=current_user.id
)
db.session.add(policy)
db.session.commit()
flash(f'Your cybersecurity score is {score}. Your discount: {discount_percentage}%. New premium: ${discounted_premium}.', 'success')
return redirect(url_for('dashboard'))
@app.route('/logout') @login_required def logout():
logout_user()
return redirect(url_for('index'))
if __name__ == '__main__':
app.run(debug=True)

Step 4: Create the Frontend Templates

Let’s create some basic templates for user interaction.

templates/index.html

htmlCopy code<!DOCTYPE html>
<html lang="en">
<head>
&lt;meta charset="UTF-8"&gt;
&lt;meta name="viewport" content="width=device-width, initial-scale=1.0"&gt;
&lt;title&gt;Cybersecurity Insurance&lt;/title&gt;
</head> <body>
&lt;h1&gt;Welcome to Cybersecurity Insurance&lt;/h1&gt;
&lt;p&gt;&lt;a href="{{ url_for('register') }}"&gt;Register&lt;/a&gt; | &lt;a href="{{ url_for('login') }}"&gt;Login&lt;/a&gt;&lt;/p&gt;
</body> </html>

templates/register.html

htmlCopy code<!DOCTYPE html>
<html lang="en">
<head>
&lt;meta charset="UTF-8"&gt;
&lt;meta name="viewport" content="width=device-width, initial-scale=1.0"&gt;
&lt;title&gt;Register&lt;/title&gt;
</head> <body>
&lt;h1&gt;Register&lt;/h1&gt;
&lt;form method="POST"&gt;
    {{ form.hidden_tag() }}
    &lt;div&gt;{{ form.username.label }} {{ form.username() }}&lt;/div&gt;
    &lt;div&gt;{{ form.email.label }} {{ form.email() }}&lt;/div&gt;
    &lt;div&gt;{{ form.password.label }} {{ form.password() }}&lt;/div&gt;
    &lt;div&gt;{{ form.confirm_password.label }} {{ form.confirm_password() }}&lt;/div&gt;
    &lt;div&gt;{{ form.submit() }}&lt;/div&gt;
&lt;/form&gt;
</body> </html>

templates/login.html

htmlCopy code<!DOCTYPE html>
<html lang="

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