A rider is an add-on to an insurance policy that extends coverage for specific situations that the base policy doesn’t cover.
- Tip:
Customize your coverage with riders—If you have unique needs, consider adding riders to your policy to tailor it to your situation. Riders can help cover things like valuable items, additional liability, or specialized health care.- For Homeowners Insurance: Add a jewelry rider or flood insurance rider if you own valuable items or live in a flood-prone area.
- For Auto Insurance: Add a rental car rider or gap insurance (for a new car) to cover extra needs while your vehicle is being repaired or replaced.
Use Insurance Riders to Customize Your Coverage