Year: 2024

Back-up power generators can be expensive, but they’re vital in areas prone to blackouts or extreme weather. Here’s how to protect your generator:

If you own a condo or belong to a homeowner’s association (HOA), loss assessment coverage can be essential:

After a disaster, clearing debris and removing damaged trees can be costly. Home insurance policies often cover debris removal, but specific tree removal coverage can help with downed or damaged trees:

Standard home insurance doesn’t cover damage to underground utility lines, such as water, gas, or electric lines on your property. Service line coverage fills this gap:

With more people using smart devices, home cyber risks are on the rise. Cyber insurance can protect against hacking, privacy breaches, and even ransomware:

Identity theft is an increasingly common issue, and some home insurance policies offer protection for this:

If you’re interested in rebuilding or repairing your home with sustainable materials after a loss, consider this coverage:

Standard home insurance doesn’t always cover matching items. If part of a set (like a pair of lamps or a couch) is damaged, it may only cover the damaged piece, leaving you with mismatched furniture. Here’s how to protect pairs and sets:

If you run a home-based business, standard home insurance likely won’t cover business-related equipment or liability. Here’s how to bridge the gap:

In addition to scheduled and standard personal property coverage, consider these advanced options for covering groups of valuable items: