Marine insurance covers ships, boats, and other watercraft, and the risks associated with them. This includes both personal watercraft and commercial vessels.

Umbrella insurance provides extra liability coverage above and beyond the limits of your home, auto, or other personal insurance policies. It acts as an added layer of protection in case of major claims.

Long-term care insurance helps pay for services that assist with daily living activities when an individual becomes unable to care for themselves due to chronic illness, disability, or aging.

Flood insurance provides coverage for damage to property caused by flooding, which is typically excluded from standard homeowners insurance policies.

Cyber insurance helps businesses and individuals recover from the financial impact of cyberattacks, data breaches, or hacking incidents.

Pet insurance helps cover veterinary costs, including treatments, surgeries, and sometimes routine care. 9. Renter’s Insurance Renter’s insurance covers personal property against damage or theft, as well as liability protection if someone is injured in your rental property.

Business insurance protects companies from financial losses due to operational disruptions, legal claims, and other unforeseen events. There are different types of business insurance.

Disability insurance provides income replacement if you are unable to work due to illness or injury.

Travel insurance provides protection for various unexpected events that could occur while traveling, such as trip cancellations, lost luggage, or medical emergencies.

Homeowners insurance provides financial protection for a homeowner in the event of a disaster (like a fire, storm, or burglary) that causes damage to the property or belongings.