Day: November 14, 2024

At each renewal period, take time to assess changes in your coverage needs:

When comparing policies, consider these steps to ensure you get the right coverage:

Many insurers offer discounts if you take steps to reduce risk, such as:

Historic Homes High-Value Homes

If your home will be vacant for an extended period, such as during a long renovation or while it’s on the market, it may be excluded from your regular policy. Here’s how to stay covered:

Liability coverage protects against lawsuits if someone is injured on your property or if you accidentally damage someone else’s property. Here’s how to optimize it:

Standard home insurance policies cover personal property but often limit the amount for high-value items like jewelry, art, and electronics. To cover valuable items adequately:

Water damage can result from multiple sources, but home insurance often limits what is covered. Here are ways to extend your protection:

When rebuilding after a loss, local building codes might require updated materials, energy-efficient replacements, or structural changes, which can be costly. Ordinance or law coverage helps with: